Captive Program

Would you like to gain greater control over the claims process, increase your predictability of costs, and have the opportunity to reclaim unused premium dollars? Better yet, what if you could even see a significant reduction in your annual premiums as you control losses over time? That’s exactly what our captive program called Reward On Insurance™ program is all about.

Even if you have a pristine loss record, your premiums are typically based on your industry’s performance as a WHOLE. In other words, above average losses in your industry could mean increased rates for you, despite your company’s individual performance. When you join our Reward On Insurance™ program, your policies are fully customized; your rates are based on YOUR company’s loss record alone.

When you pay your annual premiums, there’s zero R.O.I. Those precious dollars are erased from your bottom line. However, our captive program moves you from insurance ‘Customer’… to empowered ‘Owner.’ The economic benefits once realized by your insurance provider now become yours. Unused premium dollars set aside to cover losses are returned to you – with interest – in the form of a dividend.